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1. Home Based Income Opportunity Must Haves for Your Web Site
Home Based Income Opportunity Must Haves for Your Web Site Just don’t focus on the home page, keywords and titles. The first step to sales when customers visit your site to see the products they were looking for. Of course, search engine optimization and better rankings can’t keep your customer on your site or make them buy. The customer having visited your site, now ensure that he gets interested in your products or services and stays around. Motivate him to buy the product by providing clear and unambiguous information. Thus if you happen to sell more than one product or service, provide all necessary information about this, may be by keeping the information at a different page. By providing suitable and easily visible links, the customer can navigate to these pages and get the details. Understanding Your Target Customer If you design a website you think will attract clients, but you don’t really know who your customers are and what they want to buy, it is unlikely you make much money. Website business is an extension or replacement for a standard storefront. You can send email to your existing clients and ask them to complete a survey or even while they are browsing on your website. Ask them about their choices. Why do they like your products? Do you discount prices or offer coupons? Are your prices consistently lower than others? Is your shipping price cheaper? Do you offer other Work at Home or Home Based Business Tools to help the propect succeed? Do you respond faster to client questions? Are your product descriptions better? Your return policies and guarantees better than your competitor’s? To know your customer you can check credit card records or ask your customer to complete a simple contact form with name, address, age, gender, etc. when they purchase a product. Does your website give enough contact information? When you sell from a website, your customer can buy your products 24 hrs a day and also your customers may be from other states that are thousands of miles away. Always provide contact information, preferably on every page of your website, complete with mailing address, telephone number and an email address that reaches you. People may need to contact you about sales, general information or technical problems on your site. Also have your email forwarded to another email address if you do not check your website mailbox often. When customer wants to buy online provide enough options like credit card, PayPal or other online payment service. Greta Johnson Internet Marketing Strategist MOMzToo1@Veretekk.com http://MOMzOnPoint.com 718-922-1626

2. Home Based Income Opportunity Must Haves for your Web Site ....
Home Based Income Opportunity Must Haves for Your Web Site Just don’t focus on the home page, keywords and titles. The first step to sales when customers visit your site to see the products they were looking for. Of course, search engine optimization and better rankings can’t keep your customer on your site or make them buy. The customer having visited your site, now ensure that he gets interested in your products or services and stays around. Motivate him to buy the product by providing clear and unambiguous information. Thus if you happen to sell more than one product or service, provide all necessary information about this, may be by keeping the information at a different page. By providing suitable and easily visible links, the customer can navigate to these pages and get the details. Understanding Your Target Customer If you design a website you think will attract clients, but you don’t really know who your customers are and what they want to buy, it is unlikely you make much money. Website business is an extension or replacement for a standard storefront. You can send email to your existing clients and ask them to complete a survey or even while they are browsing on your website. Ask them about their choices. Why do they like your products? Do you discount prices or offer coupons? Are your prices consistently lower than others? Is your shipping price cheaper? Do you offer other Work at Home or Home Based Business Tools to help the propect succeed? Do you respond faster to client questions? Are your product descriptions better? Your return policies and guarantees better than your competitor’s? To know your customer you can check credit card records or ask your customer to complete a simple contact form with name, address, age, gender, etc. when they purchase a product. Does your website give enough contact information? When you sell from a website, your customer can buy your products 24 hrs a day and also your customers may be from other states that are thousands of miles away. Always provide contact information, preferably on every page of your website, complete with mailing address, telephone number and an email address that reaches you. People may need to contact you about sales, general information or technical problems on your site. Also have your email forwarded to another email address if you do not check your website mailbox often. When customer wants to buy online provide enough options like credit card, PayPal or other online payment service. Greta Johnson Internet Marketing Strategist MOMzToo1@Veretekk.com http://MOMzOnPoint.com

3. 5 Things You Gotta Have to Succeed in Affiliate Marketing
5 Things You Gotta Have to Succeed in Affiliate Marketing The idea of being mere passengers on a ship meant to sail to the farthest points does not appeal to people who like to put their destiny into their own hands. They have the desire of maneuvering the ships themselves, of being able to be the ones to take it anywhere they want to. Being aboard a ship on its way to a particularly great destination is something each and every one of them dreams of, and the knowledge that they have the capacity to steer it themselves is what makes them actually want to. Perhaps this is the reason why more and more people are succumbing to one of the most popular businesses around – affiliate marketing. It is because in this business, there are no bosses to order the employees around. There are no deadlines to meet and no clutter of work do to. One only needs to be equipped with the tools needed to succeed in a business such as this, and he is bound to get what his heart ultimately desires. Just what are the things needed to be able to succeed in affiliate marketing? What must one have within himself to be able to do well in this industry? There is a lot of competition involved in affiliate marketing, and to be able to rise above the norm, one must be equipped with just the right stuff necessary to propel him forward. There are five things one must ultimately possess if he wants to achieve the glory he is yearning for in this business, and these five things are a must for him to possess to be able to stand out among the rest. The very first quality one must possess if he wants to try his hand in affiliate marketing is the willingness to learn and be trained. Treading through unfamiliar territory is scary stuff if one is not properly equipped, and he might get lost amidst a jungle of the unknown. Learning the tricks of the trade is also an important aspect of the game, and one’s willingness to know it all will give him far better advantages in the business than he could ever imagine. The second quality one must possess is the willingness to invest time and effort even if direct results do not seem at all apparent. The translation is you must Work from Home. Since that is what you are doing, that is what you must do. Although several months may pass without good news, it is important for one who has his foot in the industry to hold on and wait. It is this quality which would save him from giving up after investing a lot of himself in the business. The third quality one must possess is self-determination. If one wants to conquer the affiliate marketing world, he must have the ability to push himself ahead. Never having to say die is a quality each and every affiliate marketer should possess, and the ability to motivate oneself into scaling greater heights is an ability which would actually take an affiliate marketer there. The fourth quality one must possess is discipline. It is an Income Opportunity so discipline is a must in any opportunity. If one knows how to teach himself to work everyday with all the energy he can muster, then he is close to achieving what he has set his heart to having in the first place. The fifth and last quality one must possess is optimism. Negative attitudes and hearsays should not discourage an affiliate marketer from pursuing what he has to in order to make life better for himself and for everyone concerned. Neither should anyone influence his attitude toward the business, because once in it, it is a must for him to be the captain of his ship and the master of his soul. The ingredients to success in a business such as affiliate marketing are diverse and manifold, but the most important thing one needs to be able to make it big lies in himself alone. It is he who has the capacity to do everything to be able to realize his prospects, and the desire which fuels his heart in doing so is the gasoline which should keep the engine going. Affiliate marketing is all about putting one’s fate into his own hands. The right attitude is the key to being able to steer one’s ship into that part of the ocean where a certain kind of serenity can be found, one that permeates the atmosphere as the ship sails calmly on. Whether your deal is Work at Home, Home Based Business or Income Opportunity, what matters is how on top of the game you stay. Greta Johnson, Internet Marketing Strategist, MOMzToo1.Veretekk.com, http://MOMzOnPoint.com

4. 5 Things You Gotta Have to Succeed in Affiliate Marketing
5 Things You Gotta Have to Succeed in Affiliate Marketing The idea of being mere passengers on a ship meant to sail to the farthest points does not appeal to people who like to put their destiny into their own hands. They have the desire of maneuvering the ships themselves, of being able to be the ones to take it anywhere they want to. Being aboard a ship on its way to a particularly great destination is something each and every one of them dreams of, and the knowledge that they have the capacity to steer it themselves is what makes them actually want to. Perhaps this is the reason why more and more people are succumbing to one of the most popular businesses around – affiliate marketing. It is because in this business, there are no bosses to order the employees around. There are no deadlines to meet and no clutter of work do to. One only needs to be equipped with the tools needed to succeed in a business such as this, and he is bound to get what his heart ultimately desires. Just what are the things needed to be able to succeed in affiliate marketing? What must one have within himself to be able to do well in this industry? There is a lot of competition involved in affiliate marketing, and to be able to rise above the norm, one must be equipped with just the right stuff necessary to propel him forward. There are five things one must ultimately possess if he wants to achieve the glory he is yearning for in this business, and these five things are a must for him to possess to be able to stand out among the rest. The very first quality one must possess if he wants to try his hand in affiliate marketing is the willingness to learn and be trained. Treading through unfamiliar territory is scary stuff if one is not properly equipped, and he might get lost amidst a jungle of the unknown. Learning the tricks of the trade is also an important aspect of the game, and one’s willingness to know it all will give him far better advantages in the business than he could ever imagine. The second quality one must possess is the willingness to invest time and effort even if direct results do not seem at all apparent. The translation is you must Work from Home. Since that is what you are doing, that is what you must do. Although several months may pass without good news, it is important for one who has his foot in the industry to hold on and wait. It is this quality which would save him from giving up after investing a lot of himself in the business. The third quality one must possess is self-determination. If one wants to conquer the affiliate marketing world, he must have the ability to push himself ahead. Never having to say die is a quality each and every affiliate marketer should possess, and the ability to motivate oneself into scaling greater heights is an ability which would actually take an affiliate marketer there. The fourth quality one must possess is discipline. It is an Income Opportunity so discipline is a must in any opportunity. If one knows how to teach himself to work everyday with all the energy he can muster, then he is close to achieving what he has set his heart to having in the first place. The fifth and last quality one must possess is optimism. Negative attitudes and hearsays should not discourage an affiliate marketer from pursuing what he has to in order to make life better for himself and for everyone concerned. Neither should anyone influence his attitude toward the business, because once in it, it is a must for him to be the captain of his ship and the master of his soul. The ingredients to success in a business such as affiliate marketing are diverse and manifold, but the most important thing one needs to be able to make it big lies in himself alone. It is he who has the capacity to do everything to be able to realize his prospects, and the desire which fuels his heart in doing so is the gasoline which should keep the engine going. Affiliate marketing is all about putting one’s fate into his own hands. The right attitude is the key to being able to steer one’s ship into that part of the ocean where a certain kind of serenity can be found, one that permeates the atmosphere as the ship sails calmly on. Whether your deal is Work at Home, Home Based Business or Income Opportunity, what matters is how on top of the game you stay. Greta Johnson, Internet Marketing Strategist, MOMzToo1.Veretekk.com, http://MOMzOnPoint.com

5. 7 Ideas for Viral Marketing
7 Ideas for Viral Marketing Here are seven ideas to help you start your viral marketing campaign: 1. Purchase the branding rights to a viral E-book. Allow people to give away your free E-book to their visitors. Then, their visitors will also give it away. This will just continue to spread your ad all over the Internet. 2. If you have the ability to set up a forum or other bulletin board, you really have a great tool. Allow people to use your online discussion board for their own website. Some people don't have one. Just include your banner ad at the top of the board. 3. Are you have a knack for web design? Create some templates, graphics, etc. and upload them to your site. Then, allow people to give away your free web design graphics, fonts, templates, etc. Just include your ad on them or require people to link directly to your web site. Make sure that you include a link back to your site in the copyright notice and require them to keep your copyright notice in tact. 4. Write an E-book. Allow people to place an advertisement in your free E-book if, in exchange, they give away the E-book to their web visitors or E-zine subscribers. 5. Write articles that pertain to your product or service. Allow people to reprint your articles on their website, in their E-zine, newsletter, magazine or E -books. Include your resource box and the option for article reprints at the bottom of each article. 6. You can easily find products on the Internet that will sell you a license allowing you to distribute the product free of charge to other people. Look for those products that provide "branding rights". That is where you can include your own name, website, and contact information. 7. Ad Quotes to your website. Adding content that is usually read is a fantastic addition. It is changeable as much as your Home Based Business is changable. It will surprise you how Income Opportunity seeks love Quotes and other changable at your website. Greta Johnson's biggest money maker from Home is found here http://MOMzOnPoint.com I am an Internet Marketer and Mentor. I can show you how to maximize your Internet Marketing efforts by showing you how to Generate Internet Marketing Lead

6. Your Website is YOUR Storefront
Your Website is YOUR Storefront A customer walks into the store, browses through products and shelves, picks up items, inspects, considers the prices, chooses a product and takes it to the cash register to pay. Now if you want to sell your products online, then your site must be enabled for e-commerce, where you must have the following features: You need to provide plenty of content and product description like sizes, dimensions, colors and comparisons with other similar products. It must allow the customer to choose a product, get a clear pricing and shipping costs on the product, complete the transaction and get an order number, and/or invoice confirmation via email. Also give your customer the option to choose a shipping method. You must tell the customer if the item or if your Work at Home opportunity is available now. What would bring customers to you repeatedly would be for you to provide an email contact reference or live help if the customer has a question. Most importantly you must respond immediately! Like right now. If you want to provide your own live chat and help desk services on your website. Be sure your customer service links are large and clearly visable, so your client does not have to dig around to find information. Provide an ‘about us’ section or a section about your policies. If you have privacy statements and customer satisfaction policies, your customer will feel better about shopping in your store. You probably want to have customer quotes and references on the storefront page, as well, to let your prospective client know that others are happy with your service. Testimonials about your Work at Home opportunity is also key. Provide an FAQ with information about your return-back policies, guarantees, shipping prices and insurance charges if any. If you wanted to, you can offer a print catalogue if the customer prefers to order one from your storefront and shop in the privacy of their homes. Do add new content often, nothing makes a customer come back more than your updating of your site so your returning customers will not be bored by seeing the same products they saw four months ago. I mean, add something like quotes from successful Home Based Business Gurus. If your site has got a date tag or has current references, be careful to change these references often so you don’t give the perception that nobody is attending or reading your site. Greta Johnson - http://www.MOMzOnPoint.com DADS, DAMES & DUDES too

7. Procrastination and Working from Home
Procrastination and Working from Home Do you put off your work for later, only to find your deadlines steadily creeping in? Then you, my friend, are one of the millions of people afflicted by the procrastination virus. It is contagious. If you associate with folk who have this condition, you are really a prisoner to this. Procrastination is the biggest reason for loss of productivity and late output. Though many of us would not admit to that, they would benefit greatly if they start their work on time. For many people, putting off their work for later is more habit than desire. It can be so hard to get into a groove where starting your tasks in a timely fashion is a priority, especially if the consequences for being late are things that one can probably bear. A lot of income opportunists from home suffer from this. If you are one of these people, yet you desire to shake off your propensity for procrastination, then you have come to the right place. Here are a few tips to help you overcome this dilemma and become a more productive and reliable person. 1. Set schedules – It is very important that you have a list of activities to accomplish per day. This will help you realistically budget your time and resources. One of the cardinal sins people commit in regards to performing their tasks is to put off their work because they feel like there is so much time left. Since you are already working from home, a journal, organizer, or calendar of events will help you lan and schedule your task so that you can start them promptly and finish them on time. 2. Save the Vacation for Later – Many people put their work off for later saying, “I'll just have a little fun then buckle down to work later.” While it may be true that they may have more than enough time to accomplish their tasks. Having a Home Based Business, it would be better if they finished their work first and relax afterwards. Wouldn't relaxation be sweeter if it were after a taxing job? If you choose to lay back and relax before doing your tasks, you will be more prone to burnout and will have nothing exciting left to look forward to after accomplishing a task. It is always better to have slack period AFTER a job than before one, especially considering that people are won't to overusing their slack time. This is suicide if you are heading towards a deadline. 3. Never Underestimate Your Tasks – Sometimes procrastination sets in because people underestimate the resources, difficulty, and time spent for a particular task. They will usually say, “It's just mowing the lawn, its easy; I could do it in a jiffy.” The problem is, no matter how trivial the task, it still takes time and resources to accomplish. If you under- estimate a task, you will most likely set too little time to do it and schedule it too close to its deadline. 4. Don't Allow Yourself to Get Comfortable Doing Nothing – It would definitely help if you kept a subconscious alarm whenever you are doing nothing. Get this alarm to remind you of things that may need to be done. This will help you foster the notion that jobs accomplished now means more time for relaxation later. However, even if this is the case, do not forget to put ample time in for rest and to remove all thoughts of troubles before hitting the sack. The trick here, however, is not to overdo your rest. There is a difference between resting and idling. Always set the right amount of time for rest and stick to that schedule.

8. Avoid Certain Pitfalls in a Home Based Opportunity
These days it seems as though everyone is talking about these three words -WORK FROM HOME. If you don't understand that - that make a home business successful - you will fail to find a business that has the potential of delivering you amazing results. So, when you are looking for a home based business that is truly going to deliver you additional income, or better still, replace your job income, read on to find out exactly what you should be looking for. Success Factor 1 - Is the market expanding? Whatever business you choose, you must tap into a huge, expanding market. Do you want to put all your energies into a market that is shrinking? The business will need to be one that can serve the needs and wants of potentially millions of people from a wide variety of demographics but most importantly the baby boomers. - those people born between the 1945 and the early 1960s. Baby boomers are the largest consumer demographic with the highest disposable income base. Success Factor 2 - Is there a market trend in your direction? Not only should the market be huge and expanding, you should also look at just how far that market has to grow. This is where market trends are important because you will want to identify huge shifts in consumer spending. Not only is the market growing, but better still, people are diverting spending away from other products and services in preference to yours! Market trends occur when massive volumes of people's spending habits are all moving in a similar direction. This may seem like something the average person cannot readily see for themselves, but fortunately, you don't have to have a degree in economics to get a good idea of spotting a potential a market trend. Here's a hint to where baby boomers are shifting their spending: To have more money and financial security. To have better health . To assure a good retirement. Home business opportunities - corporate burnout. To look and feel younger. To have more time freedom or time flexibility. To find a home based business that satisfies an emerging need or want of the Baby Boomers is to find a business that has an increasing likelihood of being in an industry that has some significant future. Success Factor 3 - Is the product one that people will use often? You will also need to look for a consumable product or service that is replaced regularly. Preferably, it should be one that people can't get anywhere else. This will be the type of product that will generate repeat business and create a steady flow of income. People fall in love with products and services that save them time, or deliver a solution to a recurring problem. The product should also represent value for money to the consumer. Success Factor 4 - How is the Product/Service Delivered to the Customer? Whatever product or service your home based business provides, if you personally have to physically deliver those products/services to your customers, you are choosing to significantly limit your income potential out of that business. This way you are not limited by your own resources and can operate in a global market through the internet. The best solution is to find a business where the products/services can be delivered electronically over the Internet via automation, or are delivered directly to the consumers by the parent company - without you having to be involved, other than placing the order. Success Factor 5 - Is there a successful business system you can plug into to leverage your time? Let's face it, you want to get up and running and be making money as soon as possible. A business with a higher potential of success is going to be one that allows you to maximize your personal effort. This means there must be well designed and integrated marketing tools, and efficient automated processes that don't require a financial degree to understand. In order to get operational you don't want to have to spend your precious time figuring out how to do the business. You need to find something that provides you with a clear business plan and an automated business process for you to follow. Success Factor 6 - Is there a support system or structure you can plug into while you learn your business? Once you get started, are you going to be left alone or will there be someone there to guide you? Choose a home based business that also offers a strong support structure - without additional setup expenses! Make sure someone will be there to mentor and guide you - especially in the early stages. Success Factor 7 - Is the organization credible, stable and have a track record of delivering on their promises? If you want to assess the quality of an organization, a good place to start is with those who are running the organization. Have a good look at the people who are in charge and ask yourself the following questions. 1. How long has this organization been in business? 2. Who is at helm? 3. Does this individual have a good business record? 4. Are they well respected in their industry? 5. Is the company well respected? 6. Does the company make unsubstantiated claims? 7. Have they been able to establish a loyal customer base so far? Do they meet all government standards and qualifications where they operate? 8. Is there a refund policy? 9. Can they deliver on their remuneration promises? You should take the time to get to know the company behind the product and the service you will be relying on to make your decisions about your business. Don't just be dazzled by the so- called income testimonies! There are a number of home business opportunities out there all vying for your attention. Remember, the home based business industry is one of the emerging mega trends, so the range available is going to be expanding. Armed with these seven success factors you are well equipped to sort out those business opportunities that have a greater potential of providing you with financial freedom. Greta Johnson is a successful home based business operator. First I am the best of Marketing Sponsors in that I will be there to mentor you on Internet Marketing Strategies. Greta offers to you a Free Tool of Value that will assist you in a BIG WAY. DO JUST LIKE The GURUz DO and visit here to get your free Internet Marketing Tool for FREE. http://MOMzToo1.Veremailcom. Greta's biggest money maker that offers TRUE Residual Income from Home is found here http://MOMzOnPoint.com

9. How to 'NEVER AGAIN' Get OverWHELMED ...
The cost is SO HIGH on so many things of value these days. NOTt just of value but of GREAT VALUE. Start with Housing and then go up uncontrollably to the cost of getting a simple pair of eyeglasses.
Yes, you better DOUBLE down on your REMOVABLE of your Glasses at night before bed. Breaking them things would be TRAGIC right in these times.
It suddenly is beginning to look like having the ability to see with a pair of glasses is now A LUXURY. To gas my car to get to work to pay these bills is feels like a NEW SCHOOL form of SLAVERY. especially since my paycheck is NOT increasing along with the cost of all my other NECESSITIES.
An alternative does exist in defense for the high cost of Healthcare.
Most of the time as we take on a job, we take on the Medical HMO that our company may offer to us because that is sort of how we have simply accepted things.
The most freigtening part of it all is the HIGH COST of EVERYTHING has presented A CHALLENGE TO US as Average people. good paying job or NOT.
It is especlially a treat to find out that there are Health Care Benefit Plans available to us AFFORDABLY. These benefit plans known as CONSUMER DRIVEN HEALTH CARE PLANS actuallly works especially if there are no MAJOR outstanding preexisting Health conditions.
In my opinion, if there are PREEXISTING MAJOR CONDIIONS, then to be honest you should stay with the plan that you currently have.
If there is nothing major going on in the Family health department. then you can afford a BREAK here at http://gyj1.OneSimpleCard.com.
Fill in your information then you will get directed to video that would give you all the information about this service plan. You will be given a lot of information including doing a zip code check to see WHO would be your service provider MORE than like right up the road or around the corner from you.
It isreally impresive in that it can get your whole family Dental Services so affordably, for like less than $20 a month . It includes Vison, Prescription and Chiropractor too.
I would not wait to check it out.
--G Johnson, Internet Marketing Strategist http:// MOMzOnPoint.com MOMzToo1.veretekk.com

::FREE SOFTWARE DOWNLOAD

Take advantage of this great opportunity. We are giving away vintage software for FREE. You'll find that these programs are staples in every computer user's diet. Many of these programs are not available anymore anywhere else but here. Not new stuff here. Vintage stuff that is impossible to find anywhere else.

Free Web Conference system

Free VOIP web conferencing system. No more phone calls. Interact in our live online seminars daily. All are invited to learn from well known Internet Marketing Gurus. You don't need software for this. Just go to Vereconference™ and sign up for a free trial account.

AOL Press

FreeMart is pleased to still offer you the oldest HTML Editor on the web today -- AOLPress. A true WYSIWYG (What You See Is What You Get) Editor, this software makes it easy for anyone to publish their own web page. All of this fun for FREE?!?! WOW!!

Cool Edit

CoolEdit is an excellent and full-featured audio editing, processing and multi-track recording environment. You can have lots of fun with your Wave files - the possibilities are uncounted. To name just a few of them : Convert the frequencies and bit rates of a wave file, mix and fade in and out of tracks, cut the track where ever you want, pass it through various filters...

Fax Check Software

Need to collect money remotely... FAST? Fax Check Software does just that. Impress your clients with the ability to have them fax a check to you and deposit it immediately. Easy to use!

Alive

Alive is a simple online evaluation software. It will check the Integrity of your ISP connection. By installing and opening it, it will keep your dial up connection from failing on you. A must utility for Win95 users who use the Internet via dial up.

J-Quote

Another secret revealed!. Bill Reid's JQuotes is a simple way to generate Javascript "random quotes" functions in your HTML documents. Just provide the quotes and JQuotes will create the code, paste in your document and you're done.

Spam Eater

SpamEater will connect with your ISP's mail server and check each email message found there. It compares the information in the message with your valid email addresses and against an extensive listing of known spammers.

AOL Messenger

This exciting and easy-to-use instant communications service allows you to see when your Instant Messenger buddies are online and then communicate with them instantly -- no matter how they access the Internet.

Another great Calculator

This software makes for a great gift. Sell it via the classified newspapers. Offer it for free + postage and handling of, say $5.00. It works and can bring in a little extra cash too! I know, I do it myself. Entreprenurialism at work!

Site Submission Software

We have created this program to give anyone the capability to submit their websites to hundreds of submission resources, automatically. Whether you are a webmaster with multiple domains or a newcomer, this program will make submitting your website an easy process.

Bill Calculator

BillCalc is a small utility that helps you calculate the amount one needs to pay per month to pay off a balance within a user-specified amount of time. Don't have an amortization table available? Get BillCalc. Need more money? Contact your FN distributor!

Home mortgage Calculator

Offers a fresh perspective on borrowing by automatically displaying calculation results on a 2-dimension grid as you enter the loan variables. Users may view grids of loan amounts, interest rates, or payment amounts based upon the entered loan variables.

Search and Replace

This software is dedicated strictly to find words or frazes in multiple files and changing them An absolute must for the Web page developer. Also handy, if you have a portfolio of files that need to personalized for a new recruit

Java Buttons

Hey, how do they do that fancy mouse over stuff! Well, I will tell you and show you how too! Down load this tutorial and sample scripts. This is where I started and look at what I can do now! You can too! Lets make the Internet - Beautiful!

Access Mac disks on your PC

Floppy disk formatter and copier that supports all standard disk types, including DMF and other extended capacity formats, and Macintosh HD. Will also copy most non-DOS MFM disk types.

Submission Wizard

Cad Files Stuffing

A program that will compress, decompress cabinet files. Ie. the .cab files that come with Internet Explorer 4.0 or the ones that reside in your Windows directory. This program is one of a kind, no other on the market, and its FREE!

Make a meta tag

Get your homepage at the TOP of search engines. Using meta tags in your HTML documents will increase your listing rate: your page will go on top of search engines. Instant Meta Tag Generator does it for you. Simply fill the form, copy the code and paste it into your HTML page.

Tagmaster

Automatically set up your meta tags on one or hundreds of pages at a time. Search engines rely on your meta tags for indexing. If indexed correctly, your page will rise to the top of the search results. This will result in getting 1,000s of hits to your pages.

Genious 2.0

Genius 2.0 is a collection of GUI-based utilities, designed to enhance Windows 95/98/NT Among many other things, It keeps your ISP from dropping your connection. Extensive help file User-defined global hot keys - hit Ctrl+Shift+M to check your mail! Plus an incredible interface!

Mileage manager

Combines flexible mileage, fuel and vehicle usage tracking and report writing, with appointment calendar, trip and PIM features. Maintains client and location visitation histories. Great for laptops or desktop use.

Time In

Time-IN is a simple, straightforward connection keep alive utility (pings a remote system at interval to defeat connection time-outs.) Runs in the background, minimal impact on system resources, can be operated automatically.

Disk Tool

A simple utility to format disks and do diskcopies. Especially handy if you need to produce a lot of disks for a mailing, demo or limited distribution. I bought a professional version and payed over $300 for the very same thing. I guess I make dumb mistakes too!

MLM Pro

One of the main purposes of MLMPro* is to help you keep track of people. That's basically what contacts are: people and companies that you have contact with. This means that one of the most basic and useful skills you can know is how to use MLMPro* database.

Tree Pad

TreePad is a new way to store personal notes and other information. As it happened very often with me: something interesting came by, and I wanted to write it down, store it somewhere. Where to save it so that I will easily find it again in a few weeks?

Door Bell

Doorbell is a Internet program that tells you who's online at all times, alerting you in real time when friends sign on and continually tells you which are online. A must for the Internetizen who needs to keep in touch, like you!

Network Builder

The NetworkBuilder System teaches you the business one step at a time and is designed to give you day to day control over the vital information that you need to be successful. It will not only teach you the network marketing business, it will help you train you organization to do the same thing.

Web Mole

With Web Mole you can search the Internet using the standards of the search engines like Lycos, Excite, Infoseek, so you gather email addresses of targeted queries. In other words, the same sophistication as a mail house sells addresses via demographics.

FTP Edit

Edit web-pages over FTP quickly and easily. FTPEdit opens up files on a remote computer and lets you edit them in a stream-lined interface. Original and cool, excellent for doing quick updates to your web site. Free to individuals, $30 for commercial use.

Norton

This is a free (really free!) Windows 95 - NT application released and it scans and cleans most viruses. The proper use for this is BEFORE you infect your computer. For example, you download a file, save it to disk, then you can scan it before you run it, if it's infected you can clean it and then run (or discard if you wish)

Web Position

WebPosition saves you many hours of work a week by consistently and comprehensively monitoring your Web site's search positions while alerting you to problems. With WebPosition you'll have the reports you need to make improvements, correct problems increasing your Web site's traffic!

Post it on your monitor

A little (in)utility for Windows95 that allows your desktop to be littered by sticky post-it like notes, reminding you of an anniversary, of the book you have lent 3 years ago to Bob, or simply to buy some bread for your spouse. Very nice, sits on your tray area. Freeware.

Partition Manager

Partition Manager is a freeware utility, for disk partitioning. It allows you to: Save, restore, and compare MBR Create, delete, and resize partitions Format FAT-16 and FAT-32 file systems Manage Extended DOS partition Print out IDE disk parameters

Web Tutor

This is an award winning tutorial on web page creation and design. I wish I had had this tutorial when I first started out! It is simple, direct and very easy to use. It covers the very basic to super advanced issues. If you want to know how to do it, get this file! ***********

Global and HTML edit

Automatic, fully customizable color-coding of HTML tags. Search and replace text in single files or entire directories. 32-bit application from the ground up and more. Those of you who like the freeware version, try the new shareware HomeSite version 2.0.

PGP Email encryption

Since the time of Julius Caesar, key management has always been the hardest part of cryptography. PGP gives your email complete privacy through encryption. A must if you are corresponding trade secrets to associates via email. I do!

HTML runtime presentation

Would you like to create your own presentations, tutorials, documents, helps, info, newspapers in HTML and after that, distribute them ? The tool you need is HTML Executable. It includes a wizard which compiles a single executable with all your web pages and files.

Whois software

Unix- style "whois"- performs "whois" queries , "host" - looks up the host name of an IP address, or the IP address of a host name , and "finger" - performs "finger" queries functionality under Windows 95 or Windows NT command windows.

Virtual Desktop Manager

The ONLY INTELLIGENT Virtual Desktop Manager - you can TEACH the program PERSISTENT RULES in order to have your desktop really efficient (and good-looking too!). Small, fast and reliable, it might change forever the way you work on your electronic desktop!

Screen Capture Utility

SnagIt is an advanced screen capture utility for Win 95 and Win NT. SnagIt supports capture of user-determined areas of the Windows display. It can save the capture to a variety of graphics file formats, send it to the clipboard or send as an attachment to a (MAPI) mail message.

WSFTP

Transfer files quickly and securely with this supercharged FTP client. Work through firewalls and proxies with drag-and-drop functionality and 128-bit SSL encryption. You can even alter remote images directly from your favorite image editor.